Here is a few of our most frequently asked questions. If you can’t find the answer you are looking for, please feel free to contact us. We are ready to answer any questions you may have.

Is Credit Restoration Legal?

Yes. It is your right under the Fair Credit Reporting Act (FCRA) to dispute any inaccurate and not verifiable items on your credit report.

What Items Can You Remove?

We have a strong track record helping clients remove negative items that are inaccurate or have other errors, which has included bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, inquiries, credit card debt, late payments, old addresses, judgements, tax liens, student loans, and more.

How Long Does It Take To See Results?

It depends on our client credit profile. Many of our clients see a boost in there score anywhere from 10 to 30 points in the first 35 days. Over the course of 180 days, many of our clients see increases of over 100 points.

Do I Have To Do Any Work?

We do absolutely all of the work for you. But we do require that you keep an active score tracker so we can get fresh credit reports. This isn’t mandatory, but we’re unable to provide updates without fresh credit reports.

Can You Remove Hard Inquiries?

We have a strong track record helping clients remove hard inquiries that are unauthorized, suspected of identity theft, and did not result in credit or a bank account of any kind.

We cannot help in removal of hard inquiries that were authorized and are legitimate.

Do You Charge An Upfront Fee?

The Credit Repair Organizations Act states that no credit restoration company may charge before services are started. We abide by this.

Fees are due AFTER we obtain your information, review your file, enter information into our back office, and create your initial letters to be sent out. (This is completed within 24 to 48 hours)

Does Credit Restoration Guarantee 100% Removal?

GreenLight Credit Services complies with the Federal Trade Commission, State, and Local government regulations and the Credit Repair Organization Act, in that we cannot, by law, guarantee a specific outcome or result.

However, we do promise to legally do everything possible on your behalf to restore your good credit.

How Much Does Our Services Cost?

We offer different packages to suit our client needs and budget. Each client credit profile is different. Call us at 1-877-833-9776 for pricing.